Waiting and wishing won't put more in your pocket for retirement, but reducing your tax bill can.

Top up by 30 June to save tax

Returns on money invested in super are taxed at a maximum of 15%, while returns on investments outside of super can be taxed as high as 49% ¹. That's a big difference – making super a highly tax effective way to build wealth compared to other forms of savings and investments.

Speak to our Wealth Management team now about how moving money into super can boost your retirement funds.

What should I ask the adviser?

  • What type of super contribution is right for me? 
  • How much should I contribute? 
  • What effect will this have on my assessable income? 

¹ Including applicable levies.

This document has been prepared by Colonial First State Investments Limited ABN 98 002 348 352, AFS Licence 232468 (Colonial First State) based on its understanding of current regulatory requirements and laws as at May 2016. This document is not advice and provides information only. It does not take into account your individual objectives, financial situation or needs. You should read the relevant Product Disclosure Statement available from the product issuer carefully and assess whether the information is appropriate for you and consider talking to a financial adviser before making an investment decision. Taxation considerations are general and based on present taxation laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information. Colonial First State is also not a registered tax (financial) adviser under the Tax Agent Services Act 2009 and you should seek tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to rely on this information to satisfy the liabilities or obligations or claim entitlements that arise, or could arise, under a taxation law.